AARP president Robert Romasco stopped by the Daily Mail last week to talk about the need to reform Social Security and Medicare, but in a way avoids hurting already cash-strapped seniors.
Romasco's immediate concern is President Barack Obama's proposal to switch the government's current measure - the Consumer Price Index, or CPI - to the so-called chained CPI, which rises more slowly resulting in reduced cost-of-living adjustments for beneficiaries.
Rather than using this actuarial slight of hand to get a temporary fix, Romasco said leaders needed to look at alternatives to make the system solvent in the long run.
One option discussed was raising the income cap for Social Security taxes, which adjusts with average wage rates each year.
For 2013, the 12.4 percent Social Security tax (6.2 percent paid by employees, the rest paid by the employer) is being collected against the first $113,700 of a person's income.
This structure has led people to criticize Social Security as a regressive tax, since wealthier people end up paying a much smaller portion of their income than those who make less.
The counterpoint is that wealthier people are less likely to rely on Social Security later in life, since they usually invest for retirement on their own.
But for argument's sake, what effect could a cap change have on the future of the program?
The Congressional Research Service examined this in a 2010 report for the U.S. Senate Special Committee on Aging.